Fraud Screening

Tailor-made fraud screening to suit your business, using a combination of dynamic fraud tools, processes and proven expertise. N-Genius online partners with the world’s top fraud detection systems and employs a rules engine, a case management system, as well as reporting and analytics modules.


N-Genius Online provides a multi- tiered approach to Fraud Screening and prevention. This includes a highly customizable set of internal Risk Rules, support for 3D-Secure protocols and enhanced screening from a fraud engine.

Enhanced Fraud Screening

The enhanced fraud screening takes place, after 3D-Secure authentication and Issuer Authorization. The model is commonly known as ‘Post Auth Fraud Screening’.


Please Note

It is important, if you are registered for enhanced screening, that when a transaction is Fraud Checked with a status of rejected, you do not deliver the goods or services. To avoid card-holder impact, the Ngenius platform will automatically initiate an Authorization Reversal, to remove the shadow from the cardholders account and release their funds.

This Authorization reversal will have a status of ‘successful’. Which ensures the card-holder amount is no longer impacted. This success status should not be interpreted as a successful payment. Goods and services should not be released.

The N-Genius platform offers a feature that allows you to override the fraud screening response. It is strongly recommended that if you are to use this feature, you contact the card-holder to confirm authenticity before manually overriding the Fraud Reject. If you wish to override a Fraud Reject outcome, please contact your relationship manager to have the ‘Fraud Override’ service enabled on your account (Subject to approval from NI credit risk).


Customised solution based on your needs

  • Flexibility to select a Pre-Auth or a Post-Auth fraud screening solution based on your needs

Custom Rule Sets

  • Powerful business-user rule management console.

  • Create rules using a pre-defined rule library and easy-to-use custom rule builder

Machine Learning

  • Smart machine learning modules create a model with sufficient predictive capability and accuracy

Dynamic Authentication (3DS)

  • Allows merchants to turn their fraud-screening ‘on’ or ‘off’ based on a range of self-selected rule parameters

  • Strike a balance between fraud risk and conversion.

Managed Fraud Services

  • Helps you build tailor made fraud strategies when considering expanding into new geographies, markets and channels, including mobile

Operational Fraud Reporting Services

  • Order conversion summary and detail

  • Fraud and Chargeback review dashboards