Fraud Screening
Tailor-made fraud screening to suit your business, using a combination of dynamic fraud tools, processes and proven expertise. N-Genius Online partners with the world’s top fraud detection systems and employs a rules engine, a case management system, and reporting and analytics modules.
N-Genius Online provides a multi- tiered approach to fraud screening and prevention. This includes a highly customizable set of internal risk rules, support for 3D-Secure protocols, and enhanced screening from a fraud engine.
Enhanced Fraud Screening
Enhanced fraud screening takes place after 3D-Secure authentication and issuer authorization. The model is commonly known as ‘Post Auth Fraud Screening.’
Please NoteIf you are registered for enhanced screening, do not deliver goods or services when a transaction checked for fraud comes back with a rejected status. To protect the cardholder, the N-Genius platform will automatically initiate an authorization reversal to remove a hold on the cardholders account and release their funds.
This authorization reversal will have a status of 'successful', which means the cardholder's balance is no longer affected. However, this success status does not indicate a successful payment. Do not release goods or services.
The N-Genius platform has a feature that allows you to override the fraud screening response. Before manually overriding a 'Fraud Reject' response, it is strongly recommended that you contact the cardholder to confirm the transaction's authenticity. If you wish to override a Fraud Reject outcome, please contact your relationship manager to have the 'Fraud Override' service enabled on your account (subject to approval from NI credit risk).
Updated 19 days ago