Payouts
Pay faster and smarter with N-Genius Payouts. Instantly send money worldwide—to bank accounts, cards, or saved payment methods—reducing errors and keeping your customers happy. With real-time tracking and built-in safeguards, you can trust every payout is secure and compliant.
What is Payouts?
The N-Genius Online Payouts feature allows you to send funds directly to your customers, suppliers, or partners. Whether you're issuing a refund, commission, loan, or rebate — Payouts offers a seamless way to push money to cards, bank accounts, or previously saved payment methods.
Why use Payouts?
- ✅ Pay individuals and businesses directly to their bank accounts or cards
- ✅ Eliminate manual processing and errors
- ✅ Improve customer experience with faster disbursements
- ✅ Easily track each payout through a real-time dashboard or API
- ✅ Full KYC and compliance integration built-in
Real-World Use Cases
- Refunding a customer to their original card or bank account
- Disbursing partner commissions and incentives
- Sending payouts for insurance claims or financial services
- Returning funds to a previously saved card
Payout Flow
Supported Payout Destinations
| Type | Description | Use Case |
|---|---|---|
| ACCOUNT | Pay directly to a bank account | Local or international bank transfers |
| CARD | Pay directly to a card (Visa, MasterCard) | Refund to cardholder |
| SAVED_CARD | Pay to a previously saved card (via vault/token) | Repeat disbursements to existing customers |
| ORDER_REF | Use a prior payment’s order reference | Refund/return tied to specific past transactions |
Things to Keep in Mind
- You will need your Merchant Reference and Payout API key to initiate payouts
- Each payout requires a Purpose Code for compliance (e.g., REFUND, COMMISSION, LOAN)
- Payouts may be subject to screening based on the recipient’s profile and country
Activating Payouts
To use the N-Genius Online Payouts feature, your merchant account requires a separate payouts activation. This is an additional service that needs to be enabled specifically for your account.
Please contact your Relationship Manager (RM) to request activation of the Payouts feature. If you’re unsure who your RM is, they should be your usual point of contact at Network International. Activating payouts will allow you to start sending funds directly to your customers, partners, or suppliers.
For more information on the benefits and features of Network Payouts, see the Network Payouts value-added services page.
Next Steps
To start using Payouts, make sure your technical team is ready to:
- Authenticate and retrieve a token
- Check your payout balance
- Submit a payout request
- View and manage transactions
Helpful Resources
Ready to dive in? Pass this link to your developers and start testing payouts in the sandbox environment.
Updated 4 days ago