Jaywan

Merchants using N-Genius Online can look forward to increased transaction volume and broader reach, tapping into the growing popularity of digital payments within the Emirates. This integration underscores our commitment to providing versatile payment solutions, catering to both local preferences and global standards.

What is Jaywan?

Jaywan is a national debit card initiative launched by the Central Bank of the UAE to enhance financial inclusion, reduce reliance on cash, and promote secure digital payments. Issued by participating UAE banks, Jaywan cards are linked to customers’ bank accounts and operate over the UAESWITCH infrastructure.

Benefits of Accepting Jaywan

• Wider Reach: Cater to a growing base of UAE consumers using Jaywan as their primary payment card.
• Secure Transactions: All payments are processed over UAESWITCH with EMV chip technology and strong customer authentication.
• Boost Customer Trust: Support a homegrown initiative backed by the UAE’s financial regulator.

Where Can You Accept Jaywan?

Starting November, Jaywan will be available for eCommerce merchants using N-Genius Online across supported channels:

• Hosted Payment Page (HPP)
• Pay By Link / OneLink
• Mobile SDK and Web SDK
• Direct API integrations

How to Enable Jaywan

If you're an existing merchant:
We will start enabling it on your account starting November.

If you're a new merchant:
Jaywan will be enabled for you by default.

Integration Options

• Hosted Payment Page, Pay By Link, Web SDK
  No action required — Jaywan will automatically be available once enabled.

• Direct API
  You must update your integration to:

  • Support the new Jaywan BIN ranges (see below).
  • Display the Jaywan logo and branding on your checkout page.

👉Download Jaywan Branding Guidelines

👉 Download Jaywan Logo

• Mobile SDK
  Update to the latest SDK version to enable Jaywan support.

Jaywan BIN Ranges

• 66900900 – 66901099

Payment Flow

Jaywan payments follow the standard N-Genius Online card flow:

1. Customer enters their Jaywan card details.
2. Transaction is authenticated via 3D Secure (where applicable).
3. Payment is authorized and processed over the UAESWITCH network.

Reporting & Reconciliation

Jaywan transactions will appear in your merchant portal reports alongside other card payments, labeled clearly for easy identification. They are settled in AED and follow the same reconciliation cycle as your local transactions.