Jaywan

Merchants using N-Genius Online can expand their transaction volumes and reach by tapping into the growing demand for digital payments across the Emirates. This integration demonstrates NI's commitment to offering versatile payment solutions that meet local preferences and global standards.

What is Jaywan?

Jaywan is a national debit card initiative launched by the Central Bank of the UAE to enhance financial inclusion, reduce reliance on cash, and promote secure digital payments. Issued by participating UAE banks, Jaywan cards are linked to customer bank accounts and operate over the UAESWITCH infrastructure.

Benefits of Accepting Jaywan

• Wider Reach: Cater to a growing base of UAE consumers using Jaywan as their primary payment card.
• Secure Transactions: All payments are processed over UAESWITCH with EMV chip technology and strong customer authentication.
• Boost Customer Trust: Support a homegrown initiative backed by the UAE’s financial regulator.

Where Can You Accept Jaywan?

Jaywan is available for ecommerce merchants using N-Genius Online across supported channels:

• Hosted Payment Page
• Pay By Link / OneLink
• Mobile SDK and Web SDK
• Direct API integrations

Jaywan is enabled by default for all new and existing merchants.

Integration Options

• Hosted Payment Page, Pay By Link, Web SDK
  No action required — Jaywan is automatically available.

• Direct API
  You must update your integration to:

  • Support the new Jaywan BIN ranges (see below).
  • Display the Jaywan logo and branding on your checkout page.

👉Download Jaywan Branding Guidelines

👉 Download Jaywan Logo

• Mobile SDK
  Update to the latest SDK version to enable Jaywan support.

Jaywan BIN Ranges

• 66900900 – 66901099
• 66907100 – 66907199
• 66908700 – 66908799

Payment Flow

Jaywan payments follow the standard N-Genius Online card flow:

1. Customer enters their Jaywan card details.
2. Transaction is authenticated via 3D Secure (where applicable).
3. Payment is authorized and processed over the UAESWITCH network.

Reporting & Reconciliation

Jaywan transactions will appear in your merchant portal reports alongside other card payments, labeled clearly for easy identification. They are settled in AED and follow the same reconciliation cycle as your local transactions.